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In enhancement, customers for this kind of plan could have severe lawful or criminal histories. It is necessary to keep in mind that various carriers use a variety of issue ages on their assured concern policies as low as age 40 or as high as age 80 - guaranteed issue final expense insurance. Some will also supply greater face values, approximately $40,000, and others will certainly allow for much better survivor benefit conditions by boosting the rate of interest with the return of costs or reducing the variety of years up until a complete survivor benefit is available