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Additionally, customers for this kind of strategy can have severe legal or criminal backgrounds. It is very important to note that various providers supply a series of issue ages on their guaranteed concern policies as reduced as age 40 or as high as age 80 - insurance burial. Some will additionally provide greater stated value, as much as $40,000, and others will enable far better death benefit conditions by improving the rates of interest with the return of premium or minimizing the variety of years up until a full survivor benefit is available